So today I am going to go off the path a bit, and talk about the new waste collection system in Surrey.  Many people are not happy, as they think the containers are too big…or it’s too hard to separate.  I have two thoughts: 1)  Change is never easy, but I also didn’t realize how […]

The title of this article:  Globe and Mail:  Mortgages and loans – harder for the self-employed? can be so true these days. If you’re self-employed your pay cheques fluctuate, your accountant helps with the greatest tax benefits, which can result that your income you pay taxes on, doesn’t truly reflect what you “took home”. But […]

  Financial Post:  Financial Advice from Wayne Gretzky As a kid growing up in the 80’s and 90’s in BC, we grew up detesting Wayne Gretzky, it seems he broke every record against the Canucks.  It was painful.  As I got older, I could take the emotion out of it, and just appreciate how great […]

So many times, all we focus on is the costs of buying a home, but the reality, I think you have to be just as carefull if not more, when you sell. I have created the video below, to help sellers make sure they are making the right decision. Click Here For Seller Mistake Video […]

So, it’s Monday and I am scrolling through the news, and my eye is always drawn to any article about mortgages.  This one was really interesting in the Globe and Mail:  What if mortgages were more expensive and less accessible? It paints a pretty scary picture…however, one that I don’t think will happen, at least […]

Or at least have someone that you trust read the fine print.  This has never been more important than it is now in the mortgage industry.  You see, people are choosing their mortgage broker, and mortgage product based on marketing and advertising alone, and not doing any further research. The old adage, “if it is […]

In this recent article in the Globe and Mail:  Should young Canadians with home ownership dreams keep dreaming? It discusses that the average home in Canada will be $553,000 in 2020, and saving 5% down could be a tall test…I don’t disagree.   I really enjoy the part about budgeting.  But this might not be […]

Although not directly mortgage related, this article caught my eye. Financial Post:  IS this long-distance commute worth the expense? ,mainly because I used to have to commute.  I used to drive from South Langley to West Vancouver.  I was in traffic anywhere from 2.5 hours to 4 hours a day.  At the time, I didn’t […]

  As many of you know, I love to pick on the media.  Whether it is a misguided opinion, or one that is just flat out wrong.  But today, in the Financial Post, John Greenwood got it right with:  “Clearing The Fog on Housing”   And he got it right by point out something that […]

This is actually a tough question.  I was reading this article in The Province:  Buying U.S. eggs costs B.C. economy $3.1 million a year: marketing board It got me thinking.  My family has a place in Birch Bay, and we are down there almost every weekend in the summer.  We are a young family; living […]